Driving Opportunity: U.S. Vehicle Accessibility Index 2023


Can Credit Building Programs Help Grow Your Auto Loan Portfolio?

Many consumers have a few dings and dents on their credit score given the trials and tribulations endured within the last 18 months or so. When in...


4 Best Practices to Follow in Your Credit Risk Management

Lending comes with risk, but economic and employment uncertainty right now only makes it prudent to review the steps your credit union or bank is...


How to Manage Credit Risk With the Right Data

Banks and credit unions want and need to bring in more loans, and they must be able to say ‘yes’ to as many leads as possible. But things don’t...


Make Proactive Credit Risk Management the Path to ‘Yes’

The combination of rising unemployment, deferred payment programs coming to an end and Congress failing to reach a stimulus deal is creating the...


Risk Mitigation, Not Removal, is the Goal in Auto Lending


Mitigate Auto Loan Risk in the New Normal

As the US moves forward in our ‘new normal,’ so are credit unions. Given that we haven’t been through a pandemic in more than a hundred years,...


Opportunities Abound for Credit Union and Banks During Tough Economies

The unthinkable happened this year. The coronavirus put booming economies on their ear, and we are adjusting to the new normal. How do we do our part...


4 Steps to Lending Risk Management in the Times of Coronavirus

All businesses right now are taking a step back to evaluate their strategies and models as we deal with the comprehensive impact of coronavirus, from...


Diversify Liquidity to Keep Making Loans

I saw many credit union friends earlier this week at NAFCU’s Congressional Caucus, of which we are a Preferred Partner, and had the opportunity...