Open Lending Blog | John Flynn (13)

Aug 1
2 min

Be One with the Member Experience

Credit union consumer loan growth crawled along throughout their existence until 2012. We experienced some stronger growth between the mid-90s and...

Jul 19
3 min

Be Your Members' Hero: Webcast Recap

Following the economic crisis of 2008-09, Leaders Credit Union found itself flush with cash, so the credit union made the strategic decision to...

Jul 12
1 min

Shifting Gears on Car Loans

Overall, auto lending is slowing, but that doesn’t have to be the case for your credit union!

Jul 3
1 min

Help More Americans Declare Financial Independence

As we all gather with friends and family for grand fireworks displays and backyard cookouts, let’s remember what Independence Day represents.

Jun 27
2 min

5 Trends in Auto Lending to Give Credit Unions Hope

I watch the automobile lending market very closely for obvious reasons. There are so many moving parts, and I know as a former credit union...

Jun 20
2 min

Boomers Have More to Offer Credit Unions Than You Might Realize

I’m a baby boomer. In certain areas of life, I’m settled. I’m beyond what financial institutions might consider the prime borrowing age. I have my...

Jun 12
2 min

Expand Your Risk Appetite and Lessen Risk to Serve More Borrowers

Credit unions and community banks come to us for a variety of reasons, whether it’s serving more underserved communities or expanding their lending...

May 29
2 min

The Power of Data in Near-Prime Auto Lending

We dabble in the prime; we dabble in the non-prime, but the real opportunity for auto lenders is in the in-between. We’ve been focused on this from...

May 23
1 min

Mitigate Your Credit Union’s Liquidity Crunch

CUNA recently held its 2019 Finance Council Conference, and the CFOs there named liquidity as their top concern. That’s wise.

May 17
3 min

Challenging the Sacred Cows of Auto Lending: Webcast Brief

We recently co-hosted a webcast with our business partner, Ser Technology, about the shift in thinking about auto lending and how...