How to Ride the Rising Tides of 2022’s Auto Lending Market

Risk is a natural part of business - but being able to mitigate those risks, while simultaneously increasing your profitable car loan portfolio is...


2022 Is a Prime Year to Grow Your Nonprime Auto Loan Portfolio

According to TransUnion, 2022 appears to be a healthy year for the auto finance industry, providing vital access to credit, despite a minimal...


Concerned About Inflated Car Prices? Here’s How to Mitigate Your Risk.

The auto lending landscape continues to be shaped by the pandemic and the resultant microchip shortage. Vehicle values remain at an all-time high....


The Powerful Alternative to Buy-Here, Pay-Here Lending

Millions of Americans with poor or no credit turn to buy-here, pay-here (BHPH) car dealers to finance the critical transportation they need for their...


Can Credit Building Programs Help Grow Your Auto Loan Portfolio?

Many consumers have a few dings and dents on their credit score given the trials and tribulations endured within the last 18 months or so. When in...


Can Alternative Data Expand Credit Access to Members?

Yes! Here’s how:


How Your Institution Can Keep Auto Lending at Home

How normal is the "new normal"? Will your bank or credit union be able to adjust and keep up with the consumer borrowing trends or will you be left...


Two Ways to Mitigate Declining Interest Income

Financial institutions have been continuing to see strong overall loan growth into the summer, but struggles continue when it comes to interest...


Boost Your Interest Income With Auto Loans

Interest income is critical for financial institutions, and yet it is becoming increasingly difficult to come by. Interest margins have been...


3 Ways to Reach Nonprime Borrowers and Improve Interest Income

Car buying in the United States is slowly picking back up, but the kinds of buyers looking to get a car have changed over the past year. Fewer people...