5 Ways to Mitigate Credit Risk

Inflation is putting pressure on consumers' income and ability to pay bills. This rising cost of groceries and energy could lead consumers to have...


Reach More of the Unbanked and Compete with Fintechs

In 2017, 1.7 billion people, over a quarter of the population, were unbanked globally. A poll conducted by the Morning Consult in 2021 found that 10%...


The Powerful Alternative to Buy-Here, Pay-Here Lending

Millions of Americans with poor or no credit turn to buy-here, pay-here (BHPH) car dealers to finance the critical transportation they need for their...


What Fed’s Expected Rate Increases Mean for Lenders

The Federal Reserve interest rate has a major impact on a financial institution’s bottom line.


Managing the Demands of Indirect Auto Lending

Indirect auto lending is important to your financial institution and to car buyers, so it’s important to Open Lending, too.


Reasons We're Grateful this Season

As we approach the holidays, we begin to feel grateful for what we have. At Open Lending we’d like to share what we feel grateful for: our clients,...


What Matters Most in Indirect Auto Lending?

During our Executive Lending Roundtable, we hosted a dealer panel to gain insight within the indirect lending space from our clients and dealer...


Three Important Trends to Watch as 2022 Approaches

It is no secret that consumer buying trends have changed immensely throughout the pandemic. But there are several changes that consumers will adopt...


Can Credit Building Programs Help Grow Your Auto Loan Portfolio?

Many consumers have a few dings and dents on their credit score given the trials and tribulations endured within the last 18 months or so. When in...


Can Credit-Invisible Consumers Grow Your Interest Income?

We already know who the credit-visible consumers are because we can see them on paper, more specifically, by a credit score. These consumers are...