Shell FCU Serve More Happy Members with Lenders Protection

“We're always looking for new avenues to produce more loans and automobile one is our preference. That's our bread and butter. We totally are a...

Lessons Learned from the Great Recession

It’s been 10 years since the last economic crisis, and the yield curve has inverted – an event that’s preceded that last several recessions. Some...


MAX Credit Union Overcomes Local Credit Risks for Greater ROA

When $1.4 billion MAX Credit Union realized its credit-challenged members were taking out loans from other financial service providers at higher...


Fair Lending Primer for Credit Unions

Even though credit unions overall attempt to run their businesses in the best interests of all their members, the federal regulators that oversee...


Firelands FCU Saves Time, Money and Members While Making More Loans

Firelands Federal Credit Union Vice President of Lending Brett Montague has been pleasantly surprised with the amount of new business he’s...


Auto Lending Delinquencies Are Relative to Record Market

More than seven million borrowers were at least 90 days behind on their car loans at the end of last year, AutoRemarketing.com reported from a...


How to Deepen Relationships with Indirect Members

Indirect auto lending can generate massive financial growth, particularly if you dip into members with lower credit scores, but if credit unions...


Silver State Schools Credit Union: Strategic Benefits of Auto Loan Default Insurance

Silver State Schools Credit Union, located in Las Vegas, sees its fair share of consumers with poor credit. The average credit score in Las...


Non-Prime and Used Autos Represent Opportunity for 2019

Auto lending in 2018 dipped slightly below 2017 numbers but remains very strong heading into 2019. Credit unions and community banks have been...


Are You Working With a Vendor or a Partner?

Service providers that say they want to partner with your credit union can come across as a pick-up line – something that’s said to get in the...